福建省著名商标认定、管理和保护办法
福建省人民政府
福建省著名商标认定、管理和保护办法
福建省人民政府令第98号
(2007年4月9日福建省人民政府第75次常务会议审议通过 )
第一章 总则
第一条 为推进商标品牌战略的实施,规范福建省著名商标认定工作,保护福建省著名商标权利人的合法权益,维护消费者的合法权益,促进经济发展,根据《中华人民共和国商标法》和有关法律、法规的规定,结合本省实际,制定本办法。
第二条 本办法所称的福建省著名商标,是指在市场上享有较高声誉、为相关公众所知晓,并依照本办法认定的注册商标。
本办法所指注册商标包括商品商标和服务商标。
第三条 省工商行政管理部门负责福建省著名商标认定、管理和保护工作。市、县(区)工商行政管理部门负责本辖区内福建省著名商标管理和保护工作。
其他有关部门在各自职责范围内,协助工商行政管理部门做好福建省著名商标认定和保护工作。
第四条 申请福建省著名商标认定实行自愿原则。
认定福建省著名商标遵循公开、公平、公正原则。
福建省著名商标实行特别保护原则。
第五条 县级以上人民政府对福建省著名商标权利人可以在财政、金融、产业政策等方面给予扶持、鼓励。
第二章 申请及认定
第六条 福建省著名商标应当符合下列条件:
(一)该商标为注册商标,且商标权属无争议;
(二)该商标实际使用已满三年;
(三)该商标为相关公众所知晓;
(四)该商标商品或服务质量优良、稳定,符合国家和本省有关标准,具有良好市场信誉;
(五)申请人近三年无商标侵权行为。
本省行政区域范围内的自然人、法人或者其他组织认为自己的注册商标符合前款规定条件的,可以自愿申请认定福建省著名商标。
第七条 申请认定福建省著名商标,应当向其注册登记地或者住所地的工商行政管理部门提出认定申请,可以通过信函、传真、电子邮件等方式提出。
申请认定福建省著名商标应当填写《福建省著名商标认定申请表》,并提交下列材料:
(一)使用该商标的主要商品近三年的质量、产量、销售量、销售收入、利润、税收、销售区域等有关情况或者使用该商标的服务项目近三年的服务收入、利润、税收、服务区域等有关情况;
(二)营业执照或者相应的主体资格证书、经商标注册人签章的商标注册证复印件;
(三)该商标使用持续时间、宣传情况和在相关公众中知晓程度的情况;
(四)该商标受法律保护的有关情况;
(五)其他需要提交的证明材料。
申请认定福建省著名商标所提交的材料必须真实、可靠。禁止申请人弄虚作假,伪造证明材料,骗取福建省著名商标。
第八条 申请人注册登记地或者住所地的市、县(区)工商行政管理部门对福建省著名商标的认定申请材料齐全的,自接到认定申请之日起15日内向省工商行政管理部门转报。
省工商行政管理部门应当自接到转报的申请或者直接受理的申请之日起50日内,对申请材料进行审核,不符合条件的,退回申请;符合条件的,应当书面征求有关行政管理部门、相关组织、行业协会的意见,组织专家评审,予以初步审定并公示。
第九条 对初步审定的福建省著名商标,自公示之日起30日内,任何人均可提出书面异议。
对提出书面异议的,省工商行政管理部门应当在15日内将异议书副本送达被异议人。被异议人应当在15日内作出书面答辩。省工商行政管理部门根据异议人和被异议人陈述的事实和理由,调查核实后,于30日内作出书面裁定。
与该商标有直接利害关系的异议人可以申请听证。省工商行政管理部门决定举行听证的,应当按照程序组织听证,并根据听证笔录作出裁定。
第十条 对初步审定的福建省著名商标经公示无异议或者有异议经裁定不能成立的,由省工商行政管理部门予以认定,颁发《福建省著名商标证书》和牌匾,并予以公告;裁定异议成立的,不予认定。
第十一条 福建省著名商标的有效期为3年,自认定之日起计算。有效期满前3个月内,福建省著名商标权利人可以向省工商行政管理部门申请延续。经审查,符合本办法第六条规定条件的准予延续,每次延续有效期为3年。
第三章 管理和保护
第十二条 福建省著名商标权利人应当建立严格的商标使用、管理和保护制度,提高商品或者服务的质量,维护福建省著名商标的信誉。
第十三条 福建省著名商标权利人可以在认定的商品或者服务,商品包装、装潢、说明书、交易文书、广告宣传、展览、业务函件以及其他业务活动中使用“福建省著名商标”的字样或标志。
第十四条 福建省著名商标所有人可以依照有关规定向工商行政管理部门申请冠用“福建”字样的企业名称,并享有将其著名商标作为字号登记为企业名称的权利。
第十五条 有下列行为之一的,属于侵犯福建省著名商标权的行为:
(一)擅自印制或者使用福建省著名商标所使用的商品或者服务的特有名称、包装、装潢的;
(二)擅自将与福建省著名商标相同或者近似的文字、图形或者其组合作为商品或者服务名称、企业名称、商号、字号、包装、装潢、未注册商标使用,且可能引起相关公众误认或者混淆的;
(三)擅自将福建省著名商标所有人的企业名称、商号、字号或者标志作为本企业的商品或者服务名称、企业名称、商号、字号、包装、装潢、未注册商标使用,且可能引起相关公众误认或者混淆的;
(四)在商品或者服务的说明书、商品交易文书、广告宣传、展览以及其他业务活动中,使用与他人的福建省著名商标相同或者近似的文字、图形或者其组合,且可能引起相关公众误认或者混淆的;
(五)其他损害福建省著名商标权利人合法权益的行为。
前款第五项行为由省工商行政管理部门根据国家有关法律、法规和规章认定。
第十六条 工商行政管理部门应当建立、健全管理制度,监督检查福建省著名商标的使用和管理情况,依法查处侵害福建省著名商标权利人合法权益的行为。
第十七条 有下列情形之一,由省工商行政管理部门注销福建省著名商标,并予以公告:
(一)在有效期内,丧失福建省著名商标条件的;
(二)有效期限届满,不按本办法规定申请延续的;
(三)福建省著名商标因该注册商标的有效期届满,未续展而丧失商标权的;
(四)因福建省著名商标所有人终止或者死亡,没有办理移转手续而丧失商标权的。
第十八条 未经省工商行政管理部门认定,不得使用福建省著名商标的字样或者标志。
禁止使用已失效的福建省著名商标的字样或者标志。
第十九条 福建省著名商标权利人不得实施下列行为:
(一)擅自改变或者扩大福建省著名商标所认定的商品或者服务范围的,经责令限期改正后仍不改正;
(二)利用福建省著名商标信誉,粗制滥造、以假充真、以次充好、以不合格商品冒充合格商品,损害消费者或者用户利益;
(三)伪造、涂改、复制、出借、出租、出售《福建省著名商标证书》、牌匾、标志等证明文件。
第二十条 福建省著名商标所有人在其著名商标发生变更、转让、许可、质押等事项时,应当向省工商行政管理部门备案。
第四章 罚则
第二十一条 违反本办法第七条第三款规定的,由县(市、区)以上工商行政管理部门处以1000元以上3万元以下罚款,省工商行政管理部门应当收缴该《福建省著名商标证书》和牌匾,并予以公告。
第二十二条 违反本办法第十五条规定,法律、法规已有处罚规定的,从其规定;法律、法规未作规定的,由县(市、区)以上工商行政管理部门责令停止侵权行为,并视情节给予警告,处以1000元以上3万元以下罚款。
第二十三条 违反本办法第十八条规定的,由县(市、区)以上工商行政管理部门责令改正,给予警告,处以1000元以上3万元以下罚款。
第二十四条 违反本办法第十九条规定的,由县(市、区)以上工商行政管理部门处以1000元以上3万元以下罚款,省工商行政管理部门应当收缴该《福建省著名商标证书》和牌匾,并予以公告。
第二十五条 违反本办法第二十条规定的,由县(市、区)以上工商行政管理部门责令限期改正,逾期未改正的,处以1000元以上5000元以下罚款。
第二十六条 工商行政管理部门、相关行政管理部门及其工作人员在福建省著名商标认定、管理和保护工作中应当秉公执法、忠于职守。对滥用职权、玩忽职守、徇私舞弊,违法办理福建省著名商标认定和延续认定的,依法给予行政处分。
省工商行政管理部门应当制定福建省著名商标认定工作程序及其监督规定,并予以公布、实施。
第五章 附则
第二十七条 本办法所称的福建省著名商标所有人是指福建省著名商标的注册人;本办法所称的福建省著名商标权利人是指福建省著名商标所有人和被福建省著名商标所有人许可使用其商标的使用人。
第二十八条 本办法自2007年6月1日起施行。
汽车金融公司管理办法(英文版)
中国银行业监督管理委员会
China Banking Regulatory Commission No. 4 Order
Upon the approval of the State Council, the Administrative Rules Governing the Auto Financing Company is now promulgated by the China Banking Regulatory Commission.
Chairman Liu Mingkang
October 3, 2003
Administrative Rules Governing the Auto Financing Company
Chapter I General Provisions
Article 1 The Administrative Rules Governing the Auto Financing Company (hereinafter referred to as the Rules) is stipulated in accordance with relevant laws and regulations to serve the need of developing auto financing business and regulating the business activities of the non-bank financial institutions engaging in auto financing business.
Article 2 Auto financing companies referred to in the Rules are defined as non-bank financial legal entities charted by the China Banking Regulatory Commission in compliance with relevant laws, regulations and the Rules to provide loans for auto buyers and dealers in the mainland of China.
Article 3 Auto financing companies are supervised and regulated by the China Banking Regulatory Commission.
Chapter II Incorporation, Change and Termination
Article 4 The establishment of an auto financing company shall be subject to the approval of the China Banking Regulatory Commission.
Without the approval of the China Banking Regulatory Commission, no individual or entity shall be allowed to establish an auto financing company, or engage in auto financing business, or include in the name of a company such names as “auto financing” or “auto loan” that indicate the company’s engagement in auto financing business
Article 5 An investor of an auto financing company shall satisfy following requirements:
(a) It shall be a corporate legal entity incorporated in and outside China.
If the investor is a non-financial entity, its total assets of the previous year shall be no less than RMB4 billion yuan or an equivalent amount in convertible currencies; its annual business revenue of the previous year shall be no less than RMB2 billion yuan or an equivalent amount in convertible currencies.
If the investor is a non-bank financial institution, its registered capital shall be no less than RMB300 million yuan or an equivalent amount in convertible currencies;
(b) It shall have sound business performance and remain profitable for the last three consecutive years;
(c) It shall comply with the laws of the countries where it is incorporated and shall have a clean record;
(d) In case of the largest investor, it shall be an auto enterprise or a non-bank financial institution.
The auto enterprise refers to an enterprise that manufactures and sells the whole unit of an automobile.
The largest investor refers to the investor with the largest share of capital and its capital contribution accounting for no less than 30 percent of the total equity of the auto financing company;
(e) It shall not invest in more than one auto financing company; and
(f) It shall satisfy other prudential supervisory requirements set forth by the China Banking Regulatory Commission.
Article 6 An auto financing company shall satisfy the following conditions in order to be incorporated:
a) the minimum amount of registered capital required by the Rules;
b) Articles of Association that complies with relevant laws including the Company Law of the People’s Republic of China and the Rules;
c) senior management familiar with auto financing and other related business;
d) a sound organizational structure, management and risk control systems;
e) proper business premises, safety measures and other facilities for business operations; and
f) other conditions set out by the China Banking Regulatory Commission.
Article 7 The minimum registered capital of an auto financing company shall be no less than RMB500 million yuan or an equivalent amount in convertible currencies. Registered capital shall be paid-in capital.
The China Banking Regulatory Commission shall have the power to adjust the minimum registered capital of an auto financing company in line with the developments of auto financing business and the prudential requirements, but the adjusted floor shall not be lower than the amount provided in this Article.
Article 8 The establishment of an auto financing company shall cover two stages, i.e. the preparation stage and the business commencement stage. The Chinese text of all application documents for the preparation and the business commencement stages shall prevail.
Article 9 To apply for the preparation of a prospective auto financing company, the largest investor of the company shall act as the applicant and submit the following documents to the China Banking Regulatory Commission:
(a) an application letter, including the auto financing company’s name, location of incorporation, registered capital, business scope and investors’ names and amounts of investment, etc.;
(b) a feasibility study on establishing the auto financing company, including a market analysis, a business plan, the organizational structure, an assessment of the company’s risk control capability, the proforma balance sheet and profits in the following three years after the business commencement;
(c) an Articles of Association of the auto financing company (a draft note);
(d) basic information of each investor of the auto financing company, including name, legal representative, location of incorporation, a photocopy of the business license and a summary of business performance, etc.;
(e) the investor’s balance sheet, profit and loss statement and cash flow statement for the latest three years audited by qualified auditing firms;
(f) name and resume of the person in charge of the preparation; and
(g) other documents required by the China Banking Regulatory Commission.
If the applicant is a foreign non-bank financial institution, it shall submit the consent of its home country supervisory authority in writing. If the applicant is a non-financial entity, it shall submit the credit rating report of the previous year by a rating agency.
Article 10 The China Banking Regulatory Commission, upon receiving a complete set of application documents for the preparation of an auto financing company, shall provide its decision of approval or denial in writing within six months.
Article 11 The applicant shall, upon receiving the approval letter from the China Banking Regulatory Commission, complete the preparation within six months. If the applicant has justification for prolonging the preparation stage beyond the prescribed period, it shall submit a written application to the China Banking Regulatory Commission before the original deadline falls due, and may extend the preparation stage for up to three months subject to the approval.
If the applicant fails to apply for business commencement upon the completion of the preparation stage or the extended preparation stage, the original approval document for the preparation shall become void automatically.
During the preparation stage, the applicant shall not conduct any auto financing business.
Article 12 The applicant shall, before the deadline of the preparation stage or the extended preparation stage, apply for business commencement to the China Banking Regulatory Commission with the following attachments:
(a) a report on completion of the preparation and an application letter for business commencement;
(b) a certification of paid-in capital issued by a qualified Chinese certifying agency, and a registration certificate issued by the State Administration of Industry and Commerce;
(c) articles of Association of the auto financing company;
(d) names and detailed resumes of proposed senior managerial personnel;
(e) name and capital contribution of each shareholder;
(f) proposed business rules and procedures and internal controls;
(g) verification documents on business premises and other business-related facilities issued by relevant authorities; and
(h) other documents required by the China Banking Regulatory Commission.
Article 13 The China Banking Regulatory Commission, upon receiving a complete set of business commencement application documents, shall provide its decision of approval or denial of the application within three months. If the application is approved, the applicant shall receive a written approval letter attached with a license to conduct financial business with the prescribed business scope. If the application is denied, the applicant shall receive a written notice in which reasons for denial are provided.
The applicant shall, before commencing operations, register with the State Administration of Industry and Commerce with the presentation of the license to conduct financial business, and receive a corporate legal entity business License.
The China Banking Regulatory Commission shall revoke the license to conduct financial business and issue a public notice of the revocation if the auto financing company, after receiving the business license, fails without justification to open business within three months, or, without approval, stops operation for six consecutive months after business commencement.
Article 14 An auto financing company shall not set up any branch or subsidiary.
Article 15 The appointment of the senior managerial personnel of an auto financing company shall be either subject to the qualification review by the China Banking Regulatory Commission or filed with the China Banking Regulatory Commission for record.
The chairman of the board of directors, general manager and deputy general manager, executive directors, and chief financial officer of an auto financing company are subject to the qualification view by the China Banking Regulatory Commission. The qualifications of these senior managerial personnel and procedures relating to qualification review and filing for record shall be issued separately.
Article 16 An auto financing company, in case of any of the following changes, shall seek the approval of the China Banking Regulatory Commission:
(a) change of company name;
(b) change of registered capital;
(c) change of business premises;
(d) change of business scope;
(e) change of organizational structure;
(f) change of equity structure;
(g) revision of Articles of Association;
(h) change of senior managerial personnel;
(i) merger or split; and
(j) other changes that require the approval of the China Banking Regulatory Commission.
Article 17 The liquidation of an auto financing company whose operation is terminated because of dissolution, closure or bankruptcy, shall be carried out in compliance with relevant laws and regulations.
Chapter III Business Scope and Supervision
Article 18 An auto financing company may conduct all or part of the following lines of Renminbi business with the approval of the China Banking Regulatory Commission:
(a) taking deposits with maturity of no less than three months from its shareholders in the mainland of China;
(b) extending loans for auto purchase;
(c) extending loans to auto dealers for purpose of purchasing automobiles or facilities for operations (including the show-room construction, purchase of spare parts and equipment repairs);
(d) transferring and selling auto loan receivables;
(e) borrowing from financial institutions;
(f) providing guarantee for auto purchase financing;
(g) agency business relating to auto purchase financing; and
(h) other loan business approved by The China Banking Regulatory Commission.
Article 19 An auto financing company, in case of extending loans to a natural person for auto purchase, shall observe relevant rules governing the auto loans to individual buyers promulgated by the relative supervisory authority. In case of extending auto loans to a legal entity or other organizations, an auto financing company shall observe relevant rules set out by General Provisions of Loans and other regulations.
Article 20 An auto financing company, without the approval of relevant regulatory authorities, shall not issue bonds or borrow funds from overseas. When an auto financing company’s establishment and business operations involve currency exchange, outward repatriation of profits, provision of auto loans for non-residents, capital management or other business transactions relating to foreign exchange administration, the company shall be subject to relevant regulations to be jointly issued by relative regulatory authorities and the State Administration of Foreign Exchange.
Article 21 An auto financing company shall meet the requirement on the capital to risk assets ratio, and the capital adequacy ratio shall not be less than ten percent. The China Banking Regulatory Commission may increase the minimum requirement of capital adequacy ratio of an individual company in line with the company’s risk profile and risk management capability. Other requirements on risk control and management relating to various kinds of assets shall be issued separately by the China Banking Regulatory Commission.
Article 22 An auto financing company shall adopt relevant accounting rules for financial institutions.
Article 23 An auto financing company shall compile in required format and submit to the China Banking Regulatory Commission the balance sheet, the profit and loss Statement, the cash flow statement and other statements required by the China Banking Regulatory Commission, and submit the financial statements of the previous year within three months after the end of each accounting year.
An auto financing company shall not provide false financial statements, or statements in which important facts are concealed.
Article 24 An auto financing company shall establish and improve various business management systems and internal controls in line with Guidelines on Strengthening Internal Controls of Commercial Banks issued by the People’s Bank of China, and report the systems to the China Banking Regulatory Commission before their implementation.
Article 25 An auto financing company shall accept the on-site examination and the off-site surveillance by the China Banking Regulatory Commission.
Article 26 The China Banking Regulatory Commission may call the legal representatives or other senior managerial personnel of an auto financing company for inquiries into problems discovered during regular examinations, and demand the company to correct within a prescribed time frame.
Article 27 An auto financing company shall establish a system of external audit on a regular basis and submit to the China Banking Regulatory Commission annual auditor’s report signed by the company’s legal representative within six months after the end of each accounting year.
Article 28 An auto financing company, in case of encountering payment difficulties or other emergencies, shall take remedial actions, and promptly report to the China Banking Regulatory Commission.
Article 29 The China Banking Regulatory Commission shall demand remedial actions by an auto financing company in case of the following circumstances:
(a) The company suffers from a loss in the current year of above 50 percent of the registered capital or losses in the last three consecutive years of above 10 percent of the registered capital;
(b) The company is in payment difficulties; and
(c) The company faces other major operational risks that the China Banking Regulatory Commission deems necessary to issue an order for corrective actions.
Article 30 The China Banking Regulatory Commission, after issuing an order for corrective actions to an auto financing company, may take the following enforcement actions:
(a) demanding or prohibiting the change of the company’s senior managerial personnel;
(b) suspending part of the company’s business or prohibiting the company’s engagement in new business lines;
(c) demanding an increase of the company’s capital within a prescribed time frame;
(d) demanding the company to change its equity structure or implement other forms of restructuring;
(e) prohibiting the dividend distribution; and
(f) other enforcement actions that the China Banking Regulatory Commission deems necessary.
Article 31 An auto financing company, when receiving an order for remedial actions, shall not resume normal business operations until the following conditions are met and are approved by the China Banking Regulatory Commission:
(a) Solvency is restored;
(b) Losses are covered; and
(c) Major operational risks are addressed.
Article 32 The maximum time limit that an auto financing company is allowed for corrective actions shall not exceed one year. If the company fails to meet the objectives of remedial actions within the prescribed time limit, its operation shall be terminated in accordance with relevant laws and regulations.
Article 33 Auto financing companies may establish a trade association for self-regulation purposes. The activities of the trade association are subject to the guidance and oversight of the China Banking Regulatory Commission.
Chapter IV Legal Liabilities
Article 34 Any establishment of an auto financing company or any auto financing business without the approval of the China Banking Regulatory Commission shall be banned. If the case constitutes a crime, criminal liabilities shall be investigated. If the case dose not constitute a crime, the China Banking Regulatory Commission shall confiscate the illegal earnings and impose a fine between one to five times the illegal earnings. If no illegal earnings are involved, the China Banking Regulatory Commission shall issue an order for remedial actions and impose a fine of no less than RMB100,000 yuan and no more than RMB500,000 yuan.
Article 35 The China Banking Regulatory Commission shall demand correction and impose a fine of RMB1000 yuan if a company, without the approval of the China Banking Regulatory Commission, includes in its name such words as “auto finance”, “auto loan”, etc. that indicate the company’s engagement in auto financing business.
Article 36 In case of an auto financing company being found to engage in business activities beyond its prescribed business scope, the China Banking Regulatory Commission shall issue a warning against the company, confiscate the illegal earnings and impose a fine in a range of one to five times the illegal earnings. If no illegal earnings are involved, the China Banking Regulatory Commission imposes a fine of no less than RMB100,000 yuan and no more than RMB500,000 yuan. If the case constitutes a crime, the criminal liabilities shall be investigated.
Article 37 In case of an auto financing company being found in violation of relevant provisions of the Rules to provide false financial statements or statements in which important facts are concealed, the China Banking Regulatory Commission shall issue a warning against the company, and impose a fine of no less than RMB100,000 yuan and no more than RMB500,000 yuan. If the case constitutes a crime, the criminal liabilities shall be investigated.
Article 38 In case of an auto financing company being found in violation of relevant provisions of the Rules to reject or impede the examinations and oversight by the supervisor, the China Banking Regulatory Commission shall issue a warning against the company, and impose a fine of no less than RMB10,000 yuan and no more than RMB30,000 yuan.
Article 39 An auto financing company, in case of being found in violation of the Rules, shall be punished in accordance with the provisions of Article 34 to Article 38. If the violation is a serious one, the China Banking Regulatory Commission may ban the company’s senior managerial personnel from holding senior management position for one to ten years, or in some particular case, for life.
Article 40 An auto financing company, in case of being found in violation of other Chinese laws and regulations, shall be subject to enforcement actions by relevant regulatory authorities.
Chapter V Supplementary Provisions
Article 41 The Rules is applicable to all auto financing companies incorporated in the mainland of China funded by investors from Hong Kong Special Administrative Region, Macao Special Administrative Region and Taiwan province.
Article 42 The Rules enters into effect on October 3, 2003, and the power of the interpretation rests with the China Banking Regulatory Commission.